You're looking at the quarterly stories. Income projections are strong. Your profits group is firing on all cylinders. The industry is ripe for disruption. Then, the CIO walks in.   You check with, "How rapidly can we start a brand new, individualized client loyalty application? Our competitors are getting floor." https://charliebqbnx.buyoutblog.com/39619002/your-largest-competitive-edge-is-hiding-in-your-server-place